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Repayment Calculator


Work out how much your monthly mortgage payments could be with our easy-to-use repayment calculator.

Of course, if you want us to work it all out for you, just request a call back or call us now and one of our consultants will be happy to help you.

I am looking to borrow

£

Of which interest only

£

Over how many years?

At what interest rate?

%

Monthly payment

£4,792.00

Based on borrowing £1,000,000 with £250,000 of this on an interest only basis, at an interest rate of 5%, over a 25 year mortgage term, your monthly payments would be £4,792.00.

Discuss your mortgage requirements with an advisor
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Call us on 0800 980 8777   or   Book a consultation
 

Year

Starting Balance

Interest

Principal

End Balance

 
 

1

£1,000,000

£29,675

£17,830

£982,170

 
 

2

£982,170

£28,949

£18,556

£963,614

 
 

3

£963,614

£28,193

£19,312

£944,302

 
 

4

£944,302

£27,406

£20,099

£924,203

 
 

5

£924,203

£26,587

£20,918

£903,285

 
 

6

£903,285

£25,735

£21,770

£881,514

 
 

7

£881,514

£24,848

£22,657

£858,857

 
 

8

£858,857

£23,925

£23,580

£835,277

 
 

9

£835,277

£22,964

£24,541

£810,736

 
 

10

£810,736

£21,965

£25,541

£785,195

 
 

11

£785,195

£20,924

£26,581

£758,614

 
 

12

£758,614

£19,841

£27,664

£730,950

 
 

13

£730,950

£18,714

£28,791

£702,159

 
 

14

£702,159

£17,541

£29,964

£672,194

 
 

15

£672,194

£16,320

£31,185

£641,009

 
 

16

£641,009

£15,050

£32,456

£608,553

 
 

17

£608,553

£13,727

£33,778

£574,775

 
 

18

£574,775

£12,351

£35,154

£539,621

 
 

19

£539,621

£10,919

£36,586

£503,035

 
 

20

£503,035

£9,428

£38,077

£464,958

 
 

21

£464,958

£7,877

£39,628

£425,330

 
 

22

£425,330

£6,263

£41,243

£384,087

 
 

23

£384,087

£4,582

£42,923

£341,164

 
 

24

£341,164

£2,833

£44,672

£296,492

 
 

25

£296,492

£1,013

£46,492

£250,000

 

Disclaimer:

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders.

While these calculators can provide insight into what could be achievable, they do not provide the full picture. Make an appointment to receive mortgage advice suitable for your needs and circumstances, as well as learn about other mortgage products you may not have considered yet.

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