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Our client, a doctor living in Canada for several years, was now looking to return to the UK and purchase a family home in England ready for him and his wife to move into before he started a new job with the NHS.
When we spoke with the client, they thought they could not obtain a mortgage until they had returned to the UK or started the new job, a common misconception for international buyers.
As a whole of market broker, Private Finance has close working relationships with a huge pool of lenders and are able to identify banks who are willing to lend to international buyers without charging a premium.
Despite our client still living in Canada at the time, our consultant was able to arrange a competitive 5-year fixed rate mortgage at 2.81% at 85% loan to value, based on his new NHS work contract.